Bank Deposit Products

Providing safe and stable bank deposit products for enterprises, including demand deposits, time deposits, notice deposits, agreement deposits, and structured deposits

Service Introduction

Bank deposits are the fundamental choice for enterprise fund management. We provide you with safe and stable bank deposit products, including demand deposits, time deposits, notice deposits, agreement deposits, and structured deposits, meeting enterprises' fund management needs for different terms and returns, ensuring fund security while obtaining reasonable returns.

Our bank deposit product service aims to provide you with professional deposit consulting and product recommendations, helping you select appropriate deposit products based on fund scale, usage plans, and return expectations, optimizing enterprise fund allocation.

Bank Deposit Types

Demand Deposit

Can be deposited and withdrawn at any time, high flexibility, suitable for daily fund turnover.

Time Deposit

Fixed-term deposit, relatively high returns, suitable for long-term idle funds.

Notice Deposit

Notify the bank in advance for withdrawal, returns higher than demand deposits, good flexibility.

Agreement Deposit

Agreed deposit amount, excess portion earns higher interest rates, balancing returns and liquidity.

Structured Deposit

Combines deposits and financial derivatives, returns linked to specific indicators, moderate risk.

Service Advantages

Safe and Stable

Bank deposits are protected by deposit insurance, principal is secure.

Stable Returns

Returns are predictable, suitable for conservative investors.

High Flexibility

Multiple deposit types available, meeting different liquidity needs.

Convenient Processing

Can be processed through online banking and mobile banking, easy to operate.

Service Process

1

Needs Analysis

Understand the enterprise's fund scale, usage plans, and return expectations.

2

Product Selection

Recommend appropriate deposit products based on enterprise needs.

3

Account Opening

Assist enterprises in completing bank account opening and deposit procedures.

4

Ongoing Management

Provide deposit maturity reminders and renewal suggestions.

Frequently Asked Questions

What are the deposit interest rates?

Deposit interest rates vary by bank and term, we will recommend deposit products with the best interest rates for you.

Can deposits be withdrawn early?

Demand deposits can be withdrawn at any time, early withdrawal of time deposits will result in partial interest loss.

Is there a minimum deposit amount?

Different deposit products have different minimum deposit amounts, generally starting from tens of thousands of yuan.

Is deposit interest taxable?

Currently, China temporarily exempts personal income tax on savings deposit interest income.

Professional Bank Deposit Product Services