Providing diversified wealth management product choices for enterprises, offering personalized financial solutions based on enterprise risk preferences and fund usage plans
Corporate wealth management products are investment tools provided by banks for corporate clients, aiming to help enterprises achieve capital appreciation and preservation. We provide diversified wealth management product choices for enterprises, including capital-protected, non-capital-protected, fixed-income, equity, mixed, and cash management products, offering personalized financial solutions based on enterprise risk preferences and fund usage plans.
Our corporate wealth management product services aim to provide professional financial advice and management for enterprises, helping enterprises obtain reasonable investment returns under risk control, optimizing the asset allocation structure of enterprises, and providing financial support for the long-term development of enterprises.
Guarantee principal safety, relatively stable returns, suitable for enterprises with lower risk tolerance, typically with a term of 3 months to 1 year.
Do not guarantee principal safety, but have higher return potential, suitable for enterprises with stronger risk tolerance, typically with a term of 1 month to 3 years.
Mainly invest in bonds, notes and other fixed-income assets, with relatively stable returns and low risk, suitable for stable enterprises.
Mainly invest in the stock market, with high return potential but also high risk, suitable for enterprises with strong risk tolerance.
Simultaneously invest in fixed-income and equity assets, balancing risk and return, suitable for most enterprise financial needs.
High liquidity, relatively stable returns, suitable for enterprise short-term idle fund management, supporting anytime subscription and redemption.
Provide multiple types of wealth management products to meet the needs of enterprises with different risk preferences and investment terms.
Provide professional financial advice for enterprises to help them choose suitable wealth management products.
Establish a comprehensive risk control system to help enterprises effectively control risks during the financial management process.
Provide convenient financial services, including online banking, mobile banking and other channels, making it easy for enterprises to operate financial management.
Understand the enterprise's capital status, risk preferences, investment goals and investment term needs.
Based on enterprise needs, recommend suitable wealth management products, including product type, term and amount.
Assess the enterprise's risk tolerance to ensure that the recommended products match the enterprise's risk preference.
Assist enterprises in completing the purchase procedures of wealth management products, including signing contracts, transferring funds, etc.
After the wealth management product matures, assist enterprises in completing redemption or renewal procedures.
The risks of wealth management products vary by product type. Capital-protected wealth management products have the lowest risk, while non-capital-protected wealth management products have higher risk; fixed-income products have lower risk, while equity products have higher risk. We will select suitable wealth management products based on the enterprise's risk preference to help enterprises control risks.
The minimum purchase amount varies for different wealth management products. Generally, cash management products have a lower minimum purchase amount, while fixed-income and equity products have a higher minimum purchase amount. We will select suitable wealth management products based on the enterprise's capital status.
Some wealth management products can be redeemed early, but redemption fees may be charged or returns may be affected. Therefore, enterprises should fully consider their fund usage plans when purchasing wealth management products and choose products with appropriate terms.
Choosing suitable wealth management products requires considering the enterprise's fund usage plan, risk preference and return expectations. If funds need to be used in the short term, short-term products should be chosen; if risk tolerance is low, capital-protected or fixed-income products should be chosen; if pursuing higher returns, non-capital-protected or equity products can be chosen.