Below is detailed information about foreign bank USD fixed deposits, sourced from official bank websites, updated on March 10, 2026.
| Bank Name | 1 Month | 3 Months | 6 Months | 1 Year | Remarks |
|---|---|---|---|---|---|
| HSBC | 1.8% | 2.2% | 2.7% | 3.2% | Customizable for amounts ≥ $50,000 |
| Standard Chartered | 1.7% | 2.1% | 2.6% | 3.1% | Customizable for amounts ≥ $100,000 |
| DBS Bank | 1.9% | 2.3% | 2.8% | 3.3% | Customizable for amounts ≥ $80,000 |
| Bank of East Asia | 1.6% | 2.0% | 2.5% | 3.0% | Customizable for amounts ≥ $50,000 |
For large USD deposits (usually above $50,000), foreign banks typically offer customized deposit services, where interest rates can be negotiated based on factors such as deposit amount and term. For details, please consult each bank's branch.
Foreign banks' USD fixed deposit rates are usually higher than those of Chinese banks, especially for large deposits, the interest rate advantage is more obvious.
For large deposits, foreign banks offer customized deposit services, which can customize deposit terms and interest rates according to customer needs.
Foreign banks have branches worldwide and can provide global financial services for customers.
Foreign banks offer various USD-related products, such as USD fixed deposits, USD demand deposits, USD financial products, etc.